Polar vs Gumroad: which countries can sellers use?

Polar lists 119 of 250 countries and territories as Yes; Gumroad lists 120. Both list 119. Only Polar: 0. Only Gumroad: 1. Neither: 130.

Polar is a Merchant of Record (it is the legal seller and handles sales tax/VAT). Gumroad is a Merchant of Record (it is the legal seller and handles sales tax/VAT).

Check your country: look it up in the table below or open the full country checker for all 7 seller platforms, notes and sources.

At a glance

Counts are computed from our dataset of 250 countries and territories (ISO 3166-1 + Kosovo), so they include small and uninhabited territories. "Yes" means the official page lists the country; it does not guarantee approval. Providers also review your business, products and documents.

Country overlap

Yes for Polar only (Gumroad is No or Unclear): none.

How each provider's statuses break down

Polar

• No 131 countries: Not on Polar's payout country list.
• Yes 119 countries: Listed for payouts (Stripe Connect Express).

Gumroad

• Yes 118 countries: Local bank payouts supported.
• Unclear 85 countries: No local bank payouts; PayPal is the only payout route. Works only if your PayPal account can receive money.
• No 41 countries: No local bank payouts and PayPal is not available here.
• No 4 countries: Gumroad names this country as one where it has no way to pay out (no bank payouts; PayPal accounts there cannot receive).
• Yes 1 country: Local bank payouts supported. UAE: business bank accounts only.
• Yes 1 country: US bank accounts and debit cards supported (see payout schedule on source page).

Check your country

No country matches.

Sources

• Polar: https://polar.sh/docs/merchant-of-record/supported-countries (checked 2026-10-19)
• Gumroad: https://gumroad.com/help/article/13-getting-paid (checked 2026-10-19)

How we set yes / no / unclear: methodology.

More comparisons

• Paddle vs Lemon Squeezy
• Lemon Squeezy vs Polar
• Paddle vs Dodo Payments
• Gumroad vs Lemon Squeezy
• Whop vs Gumroad
• Polar vs Dodo Payments
• Lemon Squeezy vs Dodo Payments
• Paddle vs Polar
• Paddle vs Gumroad
• Creem vs Polar
• Creem vs Lemon Squeezy
• Whop vs Lemon Squeezy
• Stripe alternatives by country

Not legal, tax or financial advice. Provider rules change often and depend on your business type, what you sell, and the documents you hold. Always verify with the provider before you build or sign up. 'Unclear' means we could not confirm it from an official source.