Stripe alternatives in Latin America and the Caribbean (2026): what works in each country

By Ala'a, GetPaidAtlas · Published 26 October 2026 · Data checked 2026-10-20

Short answer: Stripe lists 2 of the 33 Latin American and Caribbean countries we cover here: Mexico and Brazil (stripe.com/global, checked 2026-10-20, Latin American entries re-checked 2026-10-26). In 27 of the other 31, at least one merchant of record we track accepts sellers. The widest coverage: Dodo Payments (29 of 33), Paddle (29 of 33), Gumroad (20 of 33). 3 have no option on our list: Venezuela, Cuba and Haiti.

Who we are: GetPaidAtlas is an independent guide, not a payment provider. We never receive, hold or move anyone's money, and we don't process payments. We link to each platform's own official page, so you apply with them directly.

If you build software, sell digital products or run a creator business from Bogotá, Buenos Aires, Santiago, Lima, Quito or Santo Domingo, the first question is simple: which payment platforms will accept you as a seller? This guide answers it for 33 countries of Latin America and the Caribbean, grouped by region. Every status comes from the platform's own official country or payout page, with the date we checked it. Where an official page doesn't confirm something, we say Unclear rather than guess.

Country by country: who accepts Latin American sellers

Yes means the platform's official page lists the country for sellers or payouts. It doesn't guarantee approval. Click a country for notes and sources, or open its full guide.

Merchants of record: Paddle, Lemon Squeezy, Polar, Dodo Payments, Creem, Gumroad. Whop is shown too, but our data classifies it as a marketplace. PayPal, Wise and Payoneer are payout routes, covered on each country page. Not shown: overseas territories in the region (for example Puerto Rico, Curaçao, Aruba, the Cayman Islands, Guadeloupe and French Guiana); each has its own page in the full dataset.

If Stripe lists your country

Founders based in Mexico and Brazil can apply to Stripe directly. With Stripe you are the seller of record, so sales tax and VAT on international sales are your job. Some founders there still choose a merchant of record so it handles that for them; in our data, every one of these 2 countries also has at least 3 merchants of record listed as Yes.

Which platform covers the most Latin American countries?

A merchant of record (MoR) is the legal seller of your product: it takes the customer's payment, handles sales tax and VAT, and pays you out. That is why an MoR can work where Stripe doesn't. What matters is whether it pays out to your country (what is a merchant of record?). Headline fees are the standard published rates; international cards, currency conversion and payouts can add to them.

By region

Mexico and Central America

Stripe: Mexico. Whop: every country in this group. Paddle and Dodo Payments: every country here except Nicaragua. Lemon Squeezy, Polar and Gumroad: every country here except Belize, Honduras and Nicaragua. Creem: every country here except Belize, El Salvador, Nicaragua and Panama.

South America

Stripe: Brazil. Paddle, Dodo Payments and Whop: every country here except Venezuela. Lemon Squeezy, Polar and Gumroad: every country here except Venezuela, Brazil and Suriname. Creem: every country here except Venezuela, Ecuador, Bolivia, Paraguay, Guyana and Suriname. No platform on our list: Venezuela.

The Caribbean (independent countries)

Stripe: none of these countries. Paddle, Dodo Payments and Whop: every country here except Cuba and Haiti. Lemon Squeezy, Polar and Gumroad: only the Dominican Republic, Jamaica, Trinidad and Tobago, the Bahamas, Antigua and Barbuda and Saint Lucia. Creem: only the Dominican Republic. No platform on our list: Cuba and Haiti.

What the country lists don't tell you

• Paddle is software-only. Paddle works with software businesses anywhere except the countries it lists as unsupported (in this region: Nicaragua, Venezuela, Cuba and Haiti), and it reviews every seller.
• Polar has its own payout list. Its payouts run on Stripe Connect Express, and its supported-countries page is what counts, not Stripe's account list. In this region Polar does not list Belize, Honduras, Nicaragua, Venezuela, Brazil, Suriname, Cuba, Haiti, Barbados, Saint Vincent and the Grenadines, Grenada, Dominica and Saint Kitts and Nevis. Brazil is among them even though Stripe itself lists Brazil.
• Dodo Payments goes by your ID, not where you live. Eligibility is based on the country that issued your government ID (and every director's or owner's ID for companies).
• Creem's list is shorter. In this region it lists Mexico, Guatemala, Honduras, Costa Rica, Colombia, Peru, Brazil, Uruguay, Argentina, Chile and the Dominican Republic.
• Bank payout vs PayPal payout. Lemon Squeezy and Gumroad pay to local bank accounts only in listed countries; elsewhere they pay through PayPal, which only works if your PayPal account can receive money. That is why Lemon Squeezy shows Unclear in 11 of the 33. PayPal's receiving status is Unclear in 31 countries here, because its official country list doesn't say whether accounts there can receive, and PayPal isn't on its own country list for 2.
• Whop only. In Nicaragua, Whop (a marketplace) is the only platform we track that lists the country for payouts.
• Local payment methods. We track whether a platform accepts you as a seller, not which local methods (for example Pix, OXXO or PSE) your customers can use at checkout. If you mainly sell to customers in your own country, check each platform's checkout documentation, or look at regional processors, before you commit.

If no platform lists your country

For founders based in Venezuela, Cuba and Haiti, none of the seller platforms we track list the country, and Mercury doesn't accept founders residing in any of them. That rules out the usual US LLC route with a Mercury account there too. We'd rather say so plainly than suggest a workaround that breaks a provider's terms. Payoneer doesn't publish a full country list, so it shows as Unclear: check during sign-up.

Elsewhere in the region, the US LLC route (form a US company remotely, open Mercury, then Stripe US) is open in principle: Mercury is Yes for founders residing in 29 of the 33. It adds US filing costs and your home-country tax obligations, so compare it with a merchant of record first.

How to choose, step by step

1. Open your country's page (table above) and note which platforms are Yes.
2. Match what you sell: software (Paddle, Lemon Squeezy, Polar, Dodo Payments, Creem), digital products and memberships (Lemon Squeezy, Gumroad, Whop). Paddle and Lemon Squeezy don't accept services like coaching.
3. Check how the money reaches you: a local bank payout is simpler than PayPal-only.
4. Compare the headline fees above, then read each platform's pricing page for international-card and payout extras.
5. Apply to two platforms, not one. Approval is a separate review, and having a backup saves weeks.

Side-by-side: Paddle vs Lemon Squeezy · Lemon Squeezy vs Polar · Paddle vs Dodo Payments · all comparisons · every country and platform in one table: payment platform availability by country

FAQ: Stripe alternatives in Latin America

Is Stripe available in Latin America?

Only in Mexico and Brazil, of the 33 Latin American and Caribbean countries covered here (stripe.com/global, checked 2026-10-20). The other 31, including Colombia, Argentina, Chile and Peru, are not on Stripe's supported-country list, so a business based there can't open a Stripe account directly.

What is the best Stripe alternative in Latin America?

There isn't one best option for the whole region; it depends on your country and what you sell. By coverage in our data, Dodo Payments lists 29 of the 33, Paddle lists 29 of the 33, Gumroad lists 20 of the 33. Paddle accepts software only. Being listed doesn't guarantee approval: each platform reviews your business.

Can I use Stripe in Colombia or Argentina?

Not directly. Not on Stripe's supported-country list. A US entity (e.g. via Stripe Atlas or doola) is the common workaround. In our data, Paddle, Lemon Squeezy, Polar, Dodo Payments, Creem, Gumroad and Whop list Colombia, and Paddle, Lemon Squeezy, Polar, Dodo Payments, Creem, Gumroad and Whop list Argentina.

Can I use Lemon Squeezy or Polar in Brazil?

Stripe itself lists Brazil. Lemon Squeezy is Unclear: No bank payouts here; PayPal payouts only. Works only if a PayPal account in this country can receive money. Verify with PayPal. Polar is No: Not on Polar's payout country list.

Which Latin American countries have no payment platform option?

Venezuela, Cuba and Haiti. None of the seller platforms we track list them for sellers or payouts (checked 2026-10-20). Mercury, which the US LLC route depends on, also doesn't accept founders residing in any of them.

Is GetPaidAtlas a payment provider?

GetPaidAtlas is an independent guide, not a payment provider. We never receive, hold or move anyone's money, and we don't process payments. We link to each platform's own official page, so you apply with them directly.

Sources and check dates

Each status is copied from the platform's official page below. Per-country notes and the exact source for every cell are on the country pages. Stripe is not available in 199 countries and territories worldwide; see Stripe alternatives by country.

• Stripe: https://stripe.com/global (checked 2026-10-20; Latin American entries re-checked 2026-10-26)
• Paddle: https://www.paddle.com/help/start/intro-to-paddle/which-countries-are-supported-by-paddle (checked 2026-10-20)
• Lemon Squeezy: https://docs.lemonsqueezy.com/help/getting-started/supported-countries (checked 2026-10-20)
• Polar: https://polar.sh/docs/merchant-of-record/supported-countries (checked 2026-10-20)
• Dodo Payments: https://docs.dodopayments.com/miscellaneous/accepted-countries-and-territories (checked 2026-10-20)
• Creem: https://docs.creem.io/merchant-of-record/supported-countries (checked 2026-10-20)
• Gumroad: https://gumroad.com/help/article/13-getting-paid (checked 2026-10-20)
• Whop: https://docs.whop.com/manage-your-business/manage-payouts/set-up-payouts (checked 2026-10-20)
• PayPal (receiving): https://www.paypal.com/us/webapps/mpp/country-worldwide (checked 2026-10-20)
• Mercury (via US LLC): https://support.mercury.com/hc/en-us/articles/28771710754580-Prohibited-countries (checked 2026-10-20)

More guides: all guides · Stripe alternatives in Africa · Stripe alternatives in the Middle East and North Africa · What is a merchant of record? · Stripe alternatives in every country · the full dataset (CSV)

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Not legal, tax or financial advice. Provider rules change often and depend on your business type, what you sell, and the documents you hold. Always verify with the provider before you build or sign up. 'Unclear' means we could not confirm it from an official source. Spotted something wrong? It will be fixed and noted in the change log.